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Fast Money! Fast Savings  

There are ample reasons to not spend and to spend money. But here is the ordeal, want to take control of your money for good?

Time and again, this advice sprout out of some corner: Get out of debt! And we’re totally on this plan failing to understand the end goal. But first, you need a starter emergency fund. Just Rs.77000/- in the bank provides you with all kinds of financial protection.

When we are holding Rs.77000/- before getting out of debt, you can avoid availing new debt. Even during emergencies and life tantrums – your tire goes flat, your kid gets sick, the pipe under your sink bursts; you’re ready.

What we really learn from here is, the turn of a cycle from paying to the smaller expenditures with ease to clearing the bigger debts with ease.

The question drops down to, how on earth am I going to make Rs. 77000/-? Don’t worry! We’ve got plenty of ideas.

Time to get bit radical and subjective about our problems and fast rule the objections out of sight to reach our minimum goal, Rs.77000/-!

Read More: 8 Reasons Why your Money is Unstable!

What can be measured can be managed, too!

  1. Start budgeting.

Here is the best part! The first time you create every penny budget the probability of finding money from the nonexistent corners are high.


Without a budget, we often spend money carelessly and limitlessly. After extra money goes here or a couple of the twenties there, we have no idea where our money went.

With a budget, we start valuing every penny. And one of the top names on that list should be our Rs. 77000/- an emergency fund. Decide how much money can go to saving each month and do that first.

Cut the extra Spending

  1. Drop entertainment, restaurants and unnecessary shopping. Brace yourself for this one. We all have to eat, right? But we don’t have to eat at a restaurant.

If you’re serious about gathering Rs. 77000/-quickly, consider putting a temporary stop to dining out, visiting the movie theatre, and grabbing Friday night drinks with friends.

Be aware of other ways you tend to spend for the sake of fun. Maybe you’re a sports junkie who goes to every home game, or maybe you enjoy a good online shopping spree. Perhaps you like to decorate and redecorate or love to entertain large groups in your home. To save Rs. 77000/-fast, look for inexpensive ways to have a good time.

say no to junk

Read More: Money Saving Tricks for Students

Evaluate the necessary expenses.

  1. Spend some time budgeting the compulsive expenses. Get acquainted with categories like groceries, clothing, diapers, and gas. We’re talking about areas that can’t be cut out but could cut back.

Buy generic brands or store brands for a bit. Try travelling less. Find a great deal on an item that is absolutely in need, buy it in bulk if necessary.

Make a list and stick to it when running errands. You might just surprise yourself with the creativity you just had in you and understand in spending less to save more.

a girl with makeup kit

Read More: 5 Money Rules To Increase Your Net Worth

Re-examine your bills.

  1. Most likely the monthly fixed bills are of the “set it and forget it” variety. You chose your plans years ago and just don’t think about them now. Well, it’s time to rethink everything because you have Rs. 77000/-to earn!

Log in to the online accounts for your cell phone, cable or internet provider, car insurance, life insurance, and gym membership. Investigate how much you pay, the benefits of the service you pay for, and how much you actually use those benefits.

Contact a customer service rep or independent insurance agent to negotiate better deals or consider cancelling where you can.

money savings

Save Money by Increasing Your Income

  1. Get to work. Of course, one of the best ways to save money quickly is to bring home more of it. Talk with your boss, if needed, for approval to work overtime. Increasing your hours temporarily may be just the boost you need.

You might consider taking on a job after work or on the weekends. Many people find success with a side business, using a site like Etsy to sell their creations.

The practice of earning extra income will serve you well through all of the Baby Steps.

save money

Read More: Top 5 Options To Invest Money In India In 2020

Offer your services

  1. Maybe you’d like to keep things simple as you work to earn more cash. By offering services to your neighbours and community, you can control your schedule and the amount you bring in.

Get the word out online, like through your local Facebook group. You might babysit, do yard work, clean homes, organize basements, help with errands, or make dinner.

Aim for any task people need, but don’t want to do—or simply don’t have the time to do. That’s where your extra money is!


  1. There’s something powerful about resetting your priorities. When you decide to take control of your money and save Rs. 77000/-for an emergency fund, other things start to look less important. And by “things,” we mean stuff.

Dig around in your garage, attic and closets for stuff you haven’t seen or used in a while. Can you sell any of it? Put up a post online! There are tons of websites dedicated to helping you sell your stuff.

You can even drop off items at your local consignment shop for quick cash or host a garage sale.

Save Money by Getting Radical

  1. Sell your car. Crazy, right? Here’s the thing: You might be driving around town in your emergency fund. Take a good look at your ride to see if you could get by with an older or smaller vehicle.

If so, give her one last wash and say your goodbyes. Purchase reliable transportation on the cheap, and you may even have enough to put away Rs. 77000/-and jump-start your debt payoff plan.

Halt savings in other areas.

  1. Yep, we said it. To really bust through the Baby Steps, you’ll need laser focus. And right now, your focus should be on saving $1,000.

Put a pause on retirement contributions and saving for your children’s college fund. Don’t worry about paying your home off early (not yet anyway).

And do your best to limit the amount you save for Christmas, birthdays and family vacations.

Believe in yourself.

  1. The tips and tricks above work, but only if you do. The folks who get after it are the ones who see the biggest—and quickest—return on their efforts. You can do it! Believe in yourself!

Make a plan for building your emergency fund and trust that you’ll have the willpower to follow through and then actually follow through.

Kick-start your savings by creating your monthly budget! It’s the first step toward reaching your goal of making Rs. 77000/- fast now.

Believe in yourself

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